SCORE CARD REWARDS

Score Card Rewards

Our Dreammiles program has been discontinued but your miles will carryover to the New Program. Our new program called SCORECARD REWARDS is a new improved version. With the ScoreCard Rewards program, you will earn points when you use your VISA Debit Card and use your signature. Remember ALWAYS sign for your VISA Debit card as it is a security feature. Additionally, if you have a Post office Employees Credit Union VISA Credit Card, you will earn points with every purchase and these points are combined with your Debit Card transactions so you earn even faster. There are several additional features such as family grouping of points. Click on the link for Score Card Rewards and you can see the benefits. Start earning now.

New Car Loans

Score Card Rewards
The Post Office Employees Credit Union has money to lend for new car purchases with GREAT RATES. Remember your rate is relative to your credit history. Just Apply Now and begin the new year with your new vehicle.

Earn Reward Points with Your POECU VISA Card

Beginning on December 1, 2009 you will now earn reward points on your POECU Visa Credit Card. You can combine these points with the ones you earn on your POECU VISA Debit Card. To earn points quicker than ever. You can use these points for gift cards, travel, hotel accommodations, etc. No Blackout period for travel, use them when you want to.

WARNING

Members of Two local credit unions have alerted us that some unscrupulous people are texting and saying your Credit Union account is in the negative or is closed. The message gives you an 800 number to call. DO NOT RESPOND TO THIS IF IT HAPPENS AND PLEASE CALL THE CREDIT UNION TO ALERT US TO THIS. DO NOT GIVE YOUR PERSONAL INFORMATION TO ANYONE because of this.

Open Letter to Members

Dear Member:

The Post Office Employees Credit Union is required to make changes to your loan accounts to remain in compliance with Regulation Z of the Federal Reserve. These changes have come about because of the Credit Card Act of 2009. As you may be aware, many credit card issuers unilaterally raised interest rates on consumer credit cards, causing many consumers to pay outrageous interest rates. The Post Office Employees Credit Union has NEVER subscribed to this practice and has held VISA Credit Card Interest at 12.9% APR since the inception of our card program in 1998. Nevertheless, in accordance with this regulation, all financial institutions have to make changes.

In order to provide you with the convenience that you have been accustomed to, including easy access to our loan approval process, avoiding unnecessary trips into the office every time you apply for a loan, and ensuring that we keep costs down, the following changes must be made:

  • You will begin to receive a monthly statement on your loan.
  • Due dates will be the 28th of each month.

 

There will be no changes to the way you currently make your payments, whether it is bi-weekly, semi-monthly, or for our retirees, monthly. These changes reflect only a paperwork change; your APR will remain the same, your payment frequency will remain the same, and you will still pay your loan off as scheduled.

We are doing everything we can to provide the best service to you, our members, at the lowest possible price. We have been proud to serve our members for 85 years and look forward to serving you for many more.

If we can assist you in your financial needs, please call us. Visit our new and improved website at www.poecu.org for 24 hour access to your account, to apply for a loan, or to pay your bills.

Sincerely,

Sidney A. Parfait, CPA
President/CEO


Special For Credit Union Members

The Post Office Employees Credit Union is part of a promotion with Chrysler Corporation to assist the middle class.

1. Get pre-approved at the Post Office Employees Credit Union.

2. Make your best deal on a new Chrysler, Jeep, Dodge or General Motors Product (Chevrolet, GMC, Saturn, etc.).

3. Show the dealer your financing papers and you will get an extra $500 - $1000 off the price of the vehicle for Chrysler products and 4.5% discount on General Motors.

SIMPLE AS THAT. APPLY NOW

APPLY NOW IF YOU NEED A LOAN FOR ANY PURPOSE.

We Have Money!

The Post Office Employees Credit Union is very solvent and we have lots of money to lend at affordable rates. We did not raise our interest rate on loans when interest was higher so we are not making big changes. We can get a decision for you very quickly, usualy within the same day.

Come borrow money from your coworkers and family. Not only is the money staying at home but your loan has free life insurance on it if you are under 70 years of age.