One of the POECU's original purposes was
to make loans to members, at reasonable rates of interest.
Today's credit union members know that when it's time
to borrow money, or establish a credit card, POECU still
delivers the very best. We'll help you make your dreams
come true, with low loan rates, affordable terms, and
a knowledgeable staff to answer your questions. When you
borrow from your credit union, you can take advantage
of low cost credit life and disability insurance and the
benefit of simple interest loan calculation. As you pay
down your loan, you only pay interest on the unpaid balance.
You can make extra payments to your loan at any time with
no penalty and payments are made easy with your choice
of Payroll Deduction, automatic transfer or regular payment
plans.
PERSONAL:Buying a New Car?
Buying a new car is usually the second most expensive
purchase many consumers make after the purchase of their
home. Here's a few fast facts to help you in your search.
POECU offers you information on warranty and dealership
costs. Get your complementary PC Car book printout to
help determine your price. Shop as a "cash customer"
with pre-approved Express Auto Loan. Shop around and compare,
using our PC Car book printout, for your best deal.
HOME
MORTGAGES
The Post Office Employees Credit Union can now finance
your home for you at competetive rates. Whether you're
looking to purchase a home or just refinance your existing
one, we can provide the funds.
NEW
RECREATION VEHICLES / BOATS:Want to play?
POECU offers loans for all types recreational vehicles,
Boats, personal watercraft, all types of motorcycles,
ATV's, even garden tractors! POECU will help you play,
for less than you might expect. With interest rates and
terms that make ownership affordable.
COMPUTER
LOANS:
STOP! Before you put that new computer purchase on your
credit card, (we hope it's an POECU VISA card), you should
check out our computer loan. It carries a significantly
lower interest rate.
PERSONAL
LINES-OF-CREDIT (PLC):
PLCs are the perfect way to ensure that you will always
have the money that you need when you need it. Use your
PLC for overdraft protection or to pay off a high rate
credit card.
HOME
EQUITY LOANS:
Use your number one asset--your home--to borrow money
for any worth while purpose. Borrow up to 80 percent of
your home's value, less any outstanding mortgages. Ten
year terms at more than competitive interest rates can
turn your dreams of home improvements, college expenses,
debt consolidation, even exotic vacations, into a reality.
A Possible Tax Deduction(Consult your tax advisor to see
whether this advantage applies to you!)
SHARE
/ SHARE CERTIFICATE SECURED:
Borrow against the funds in your POECU savings or certificate
account to receive a lower, secured loan rate. Meanwhile,
you'll continue to earn dividends on the savings you have
pledged.
SCHOOL
TUITION:
Since 1980, tuition has increased 312% at four-year public
colleges and universities. (US GAO) The POECU Tuition
loan allows you to lock in, today A convenient Monthly
payment. Preventing a large Lump Sum Payment at a very
inconvenient time when other things are more important
to your family.
CO-MAKER
LOAN:
Has your credit been less than perfect ? POECU can help.
With or Co-Maker loan system we are able to help you repair
your past mistakes as well as turn your dreams of home
improvements, college expenses, debt consolidation, even
exotic vacations, into a reality.
2ND
MORTGAGE:
POECU 2nd Mortgage Rates are more than competitive with
other home lending institutions interest rates. POECU
can turn your dreams of home improvements, college expenses,
debt consolidation, even exotic vacations, into a reality.
A Possible Tax Deduction(Consult your tax advisor to see
whether this advantage applies to you!)
