Skip A Pay


Our Skip-a-Pay Program allows you to defer your December loan payment on qualifying loans. There is a $25 fee for each loan that you skip.




  • Your loan must be six months old at the time you apply
  • You must not have any delinquent payments within the last six months
  • You must pay a small fee for each loan that you skip


Loans Eligible for Skip-a-Pay:

  • Auto loans
  • 2nd mortgages
  • Simple mortgages
  • Home equity loans
  • Home equity lines of credit
  • Share secured loans
  • Recreational vehicle loans
  • Mardi Gras loans
  • Personal loans
  • Collateral loans
  • Personal lines of credit
  • Tuition loans
  • *First mortgage loans and Visa credit cards do not apply

The application process for 2017 has passed. Skip-a-Pay applications for December, 2018 will open on October 15th, 2018 and will be due by December 1st, 2018.