Auto Loans
Not yet a member? Just submit a loan application, and you will be contacted about membership eligibility. Take a look at our complete line of Auto Loan Products.
Don’t just think about a new car…Drive It!
Loan Loyalty Discounts Apply and can be stacked up to 1.25% off your qualifying APR*. Ask us for details.
How Do You Credit Union? I DRIVE IT!
Drive a HOT new car in the cool days of Autumn and Pay Less with POECU!
Our Auto Loans for new & used vehicles put less stress on your wallet. That’s the kind of stress relief we can all appreciate!
Rates as low as 2.74% APR* (with all 3 loyalty discounts) on new Auto Loans
Rates as low as 2.74%* APR (with all 3 loyalty discounts) on used Auto Loans
Rates as low as 2.74%** (with all 3 loyalty discounts) on Refinancing a current loan from another lender.**
Our rates are fixed, and we offer terms up to 72 months
GAP Insurance available
Extended warranties available
Debt protection available
*Annual Percentage Rate / Credit permitting
Loan Loyalty Discounts are applicable!
**Note: Current POECU Auto Loans are not eligible for refinancing
Get approved for your loan before you go shopping to put the power in your hands when negotiating prices.
Car Buying Tool - Shop For Your Next Car Right Here
Our Auto Link Car Buying Service allows you to shop for and research cars online.
Shop for new and used cars at local car dealerships
Find your dream car and walk into the dealership with the price already set
Free vehicle history reports and safety ratings
Virtual test driving
Free financial calculator
Vehicle Inventory at Enterprise Car Sales
Scan the QR to check out the inventory at Enterprise Car Sales of South Louisiana.
Recreational Vehicle Loans
We offer loans and pre-approval for new and used boats, new and used ATVs, and motorcycles.
Call us now or visit any of our three locations to learn more.
Get approved for your loan before you go shopping to put the power in your hands when negotiating prices.
New and Used Boat Loans
New Boat Loan rates as low as 4.74% APR*
Used Boat Loan rates as low as 5.34%. APR*
Flexible terms
Requires 20% down
Motorcycle Loans
New and Used Motorcycle Loan rates as low as 6.24% APR*
Flexible terms
All-Terrain Vehicle Loans
New and Used All Terrain Vehicle Loan rates as low as 7.25% APR*
Flexible terms
*Credit permitting
Skip-A-Pay Application
If your upcoming loan payment due date has you a bit overwhelmed, we can help! Apply today to Skip-A-Pay.
Loans in good standing with at least 6 consecutive prior on-time payments can apply today for only a $25 processing fee.
One Skip-a-Pay request is allowed every 6 months per loan.
Most POECU loan types are eligible except Mortgages, HELOC, Visa payments and the “Drive For Less” lease-style loan product