Get a Holiday Loan and fill Santa’s Sleigh today!

Available NOW through January 9, 2026

• Loans available from $750 - $1000 for members without direct deposit.

• For members with direct deposit, loans are available up to the equivalent of your direct deposit amount.

• Rates vary from 5.50% APR - 9.99% APR* depending on credit score

• Terms vary from 6 to 9 months.

• No Application Fee!

• Loan Loyalty Discounts Apply!

*Annual Percentage Rate

Click RED button above and fill out the application titled “Personal Loan” and enter “Holiday Loan” in the purpose box on the application.

***IMPORTANT NOTICE*** You can help speed up the application process by doing these 2 things:

• Email proof of income (your most recent check stub is preferred) to Todd Ducote at tdd@poecu.org and put Holiday Loan Proof of Income in the Subject Line.

• If you have a Security Freeze on your Credit Report with Experian Credit Bureau, UNFREEZE it so that your credit report can be pulled quickly.

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